Tools

HSA Pace.

The HSA is the only triple-tax-advantaged account in the code — and most eligible households leave thousands of dollars of room unused. See the monthly pace to hit your 2026 limit, net of what your employer puts in.

Coverage Family ($8,750) Self-only ($4,400)

Estimated marginal tax rate 12% 22% 24% 32% 35%

Employer HSA contribution (annual)

You've contributed so far this year

Months left to contribute 12 months 9 months 6 months 3 months 1 month

Age 55+ (adds the $1,000 catch-up)

2026 limits per IRS Rev. Proc. 2025-19. Educational only — not financial advice.